start up business loans

Unsecured Commercial Loans

Starting from £20,000 up to £500,000 

Any Purpose Unsecured Commercial Loans

Are you looking for extra finance to expand your business? Have you considered  unsecured loans as an option? If you have been trading for more than 12 months, making a profit and have year-end accounts then you can apply for a unsecured  commercial loan subject to meeting the full criteria. Loans can be used for any purpose. Limited companies, sole traders and limited liability partnerships considered.

  • £20k to £500k
  • Rates start fixed at 7.9% over 5 years
  • No penalty for early repayments
  • Min trading period 12 months

Commercial Mortgage Loans

There are 2 commercial mortgage loan products available, the first being a Prime Funder mortgage, rates from 1.75 over the base rate at 70% purchase price. The second is a Commercial Mortgage with a Fringe Lender, rates from 8% at 70% of  valuation. Obviously, this rate is higher purely because on most cases you will need minimum fee or no deposit as lending is on valuation not on purchase price.

  • Rates from 8% up to 70% of valuation
  • Minimum or no deposit in many cases
  • Loan based valuation not purchase price

Flexible options available for repayments

start up business loans
commercial mortgage